Claim bonus dividend
The claim bonus dividend is a possible final bonus, which may be paid at the end
of the investment term or in the event of a death claim, to reflect investment performance
over the time that you have been in the fund. It is in addition to the annual dividend
and is added as a percentage of the bid value of the units.
The claim bonus dividend rate is reviewed on 1 February and 1 August each year,
but we may need to change it at short notice if investment conditions change significantly.
Surrender bonus dividend
If you come out of the fund before the end of the investment term, a surrender bonus
dividend may apply if investment performance has been good enough over the time
that you have been in the fund. This will be paid in addition to the annual dividend
rates that have already been added.
The surrender bonus rates can change at any time, but are not expected to change
more than once a month.
Please note that either a claim bonus dividend or a surrender bonus dividend may
apply, but not both. Claim bonus and surrender bonus dividend rates vary depending
on the start date of the policy.
If you are considering taking money out of the fund or making a switch, please contact
us for the current claim bonus and surrender bonus dividend rates:
Customer Service Team
CMI Insurance Company Limited
Clerical Medical House
Victoria Road
Douglas
Isle of Man.
IM99 1LT
Tel: +44 (0) 1624 638888
Fax: +44 (0) 1624 625900
Email: IOM.PolicyAdministration1@clericalmedical.com
Please only use email for general enquiries, as your message is not encrypted and
will not be secure.