About CMI Global Investor
CMI Global Investor is an offshore, single premium, whole of life assurance policy,
also known as a bond. It is designed to give maximum choice and control over the
investments, but with the minimum amount of administration burden. It is intended
to be a medium to long-term investment, ideally for five years or more.
CMI Global Investor has been specifically designed for those who have £100,000 or
more to invest. The bond is available for individuals, trustees and companies. Individuals
must be aged between 18 and 89 and not be a resident or national of the United States
of America. Restrictions may also apply to residents of certain other countries.
It is available as two versions:
- the Privilege Account for UK and overseas investors, which invests solely in collective
investments such as unit trusts and OEICs
- the Personal Account, which offers a much broader choice of investment. Because
of tax legislation, however, UK residents may not invest in the Personal Account.
Your CMI Global Investor policy number will start with the reference GA, GQ, DA
or DQ.
All the information contained in this website is based on our understanding of current
legislation and HM Revenue & Customs practices, these are subject to change.
The value of this investment may go down as well as up and you may not get back
the amount invested.
Here is a summary of some of the main features and benefits. Please read our
product brochure for more details.
- Open architecture – the ability to build a truly diverse portfolio of investments
e.g. over 5,000 collective investment schemes from which to choose.
- Access to investment funds from over 170 leading fund managers worldwide.
- Cash or existing assets can be invested and existing investment managers retained.
- Competitive charging structures with a choice of five options to help tailor the product
to differing client needs.
- Any CMI custodised discretionary management cases submitted will benefit from investment
credits from fund managers which are rebated to the investor’s portfolio.
- The ability to control the point at which liability to tax arises.
- The ability to remain outside the Personal Portfolio Bond tax regime (depending
on the holdings selected) i.e. it is not classified as a ‘Personal Portfolio Bond’.
All the information contained in this website is based on our understanding of current
legislation and HM Revenue & Customs practices, these are subject to change.
The value of this investment may go down as well as up and you may not get back
the amount invested.
Please complete an application form available through your financial adviser. If
you don't have a financial adviser, click here to find one.